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  Their Financial Goals - REGARDLESS OF YOUR CURRENT FINANCIAL STATUS

 

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1256 Harvest Drive
Monroeville, PA 15146

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(412) 856-1183

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1256 Harvest Drive | Monroeville PA, 15146 | Tel: (412) 856-1183 | E-mail Us

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Let’s face it. Money is FINITE.  There’s only so much of it that will flow through our hands over our lifetime.  Yet we have SO MANY Responsibilities, Needs, Goals, Desires, and Wants – all of which carries a price tag - tugging at our money. Combine that with the thousands of marketing messages we receive everyday encouraging us to SPEND, SPEND, SPEND, it’s so easy to go from Paycheck to Paycheck -Young Working Adult to Retirement with Nothing to show for it other than a stack of bills.  Consider these gut wrenching statistics:

bullet70% of Americans are living paycheck to paycheck.
bullet85% of Americans have a true net worth of less than $250.
bullet62% of Americans say money is their biggest problem.
bullet41% of American households do not have an emergency fund.
bulletMoney problems are the primary cause of fights between married couples.
bullet51% of marriages end in divorce. Of those divorces, 80% site financial problems as the leading cause.
bullet60% of college students leave college with student loans and credit card debt.
bullet96% of those 65 and older retire or die broke.
bulletThe average American saves less than $.02 of every dollar earned.

“Nobody plans to fail, they just fail to plan.” It’s time to take control of your financial destiny.

Whether you’re struggling financially or simply want to do more with what you already earn, We can give you a customized financial plan that will help you navigate your options and overcome the issues that have been holding you back from an abundant financial future.

Your financial goal(s) may include:

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Getting out of debt

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Saving for a rainy day

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Planning for retirement

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Sending your children to college

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Developing a budget

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Purchasing a home

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Starting a business

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Understanding Insurance needs

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Cleaning up your credit

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Purchasing Real Estate Investment Property

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Understanding Employee benefits

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Giving to organizations and charities

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Debt Free Living

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Purchasing a car

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Preserving your estate

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Leaving a legacy to your heirs

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Developing an Investment strategy

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Avoiding Bankruptcy or Foreclosure

We’ll help you develop a commonsense, practical, step by step Financial Plan addressing all of your financial goals and dreams.

Let us help you get an “ACE Grip” on your Finances! You don’t have to have a fortune to start building one!

Allow us to help you SAVE MONEY on your mortgage and we’ll throw in some special bonuses! 

Bonus Offer # 1 – Receive a FREE “Total Money Makeover” financial counseling/planning session ($225-$475 value)

Bonus Offer # 2 – FREE Tax preparation (Federal and PA State) Offer limited to 25 people per year on a first come first serve basis. ($150 -$500 value)

Bonus Offer # 3 – FREE “Customized Information Packed” special report written specifically to address your personal financial concerns and/or problems. (Value is PRICELESS)

Click here for FREE Reports that teaches you how to become "Debt Free" and how to "Win Financially"

The titles of my newspaper columns pose questions or make statements worthy of reflection.  I'd like you to reflect on them before you read "Debt Elimination:  The ACE Way!"

Are You Materially Rich but CA$H POOR?
Too Much MONTH Left at the End of Your MONEY?
Have You Been the Victim of One of the Four Thieves of Savings?
Debt:  Unplanned Purchases, Taxes or Inflation?
Have you been BROKE since BIRTH?
How Secure are Your Financial Pillars?
Would you Choose a Cadillac Escalade Over a $40,000 Mutual Fund?
How much stock do YOU have in YOU?

For many years, I have provided counseling and financial seminars for those seeking to obtain home loans.  Many did not qualify on the day of application.  I always started out by explaining the details of mortgage financing.  But I soon realized that people were not being denied a home loan because they didn't understand the meaning of "debt-to-income ratio," or "loan-to-value," or other mortgage terminology.  They were denied a home loan because they didn't understand how to manage their own money!  They didn't understand debt and how the credit system works.

The reason many people are forced into bankruptcy or foreclosure is because they do not properly understanding how to manage their money, credit, and debt.  Oftentimes the reason many people are having difficulty saving for a rainy day, big-ticket items, down payments, their children’s education or for retirement is due to them not properly understanding how to manage their money, credit, and debt.

As a result I began to talk and write about the real issues that many of us face on a day to day basis regarding money, credit, and debt.  You will find some of my articles on this website for your review. My writing style is not that of textbook fashion. My writing style is a commonsense, conversational style that I hope will interest, inform and inspire you to get an “ACE Grip” on you finances. All of the articles that I write are based on questions and experiences I have encountered from my clients. I have drawn on my own personal experiences, training, and research to articulate the problems and questions that many of us have and I attempt to provide the solutions to those problems. 

Perhaps you or someone you know is faced with money, credit, and/or debt issues. Please use this website for informational purposes free of charge.  You can review the articles for insight on money, credit and debt.  You can also review my various calculators that I refer to as Money Management Tools and get a better understanding on how to figure out your mortgage payment, marginal tax bracket, retirement outlook. There are others calculator to show how long it will take to payoff various loans and how much you will save by applying extra payments. 

Hopefully the material on this site will give you ideas to better manage your money, credit and/or debt. If you would like to receive Professional Consultation, please refer to our Service page.

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